GigCare is a health benefits package designed specifically for gig workers, freelancers, and independent contractors (1099 workers). It aims to provide affordable healthcare options for those who typically don’t have access to traditional employer-sponsored insurance. The program offers a range of health plans, including options with co-pays and HSA-qualified plans. These plans cover various healthcare needs such as preventative care, mid-level care, and catastrophic emergency care, making it adaptable to different life stages.
Key features:
- Access to a national network, ensuring broad coverage, and competitive pricing.
- Compliant with Affordable Care Act (ACA) regulations and governed by the Department of Labor. This makes it a suitable option for those who don’t qualify for ACA subsidies or group health insurance plans.
- Flexibility and cost savings, particularly for individuals aged 45 and older, who may find the premiums lower compared to other individual health plans.
Please Note: GigCare is not intended for those who receive significant subsidies through the ACA.
Additional Information
Value Proposition
Controlled & Predictable Costs
- Competitive Pricing.
- Lower monthly out-of-pocket expenses.
Full Suite of Networks & Complimentary Services
- An array of plans to suite your deductible needs for any budget.
- Nationwide access to 2 million+ physicians and ancillary providers
- Live daytime customer service.
- 24/7 access to Member portal services.
Flexibility in Plans, Programs and Costs
- Access to GigCare Health Plans in return for your data.
- Preauthorization and Care Management programs included.
- No primary care physician or referrals required.
Plan Overview
Plan Qualifications
- Ages 18-64
- Working Owner status
- Medically Underwritten
PPO Plan Types
- 4 GigCare PPO plans
- Deductible Range from $1,500, $2,500, $5,000 and $5,000 HSA
- 4 Age Bands: 18-29, 30-44, 45-54, and 55-64
Our Partners
Blue Cross & Blue Shield of Nebraska
- Nationwide access: Members have access to the BlueCard PPO national network.
- Pharmacy Benefits: Helps close the gaps between medical and pharmacy benefits and delivering holistic care.
MyLiveDoc
- Telemedicine: 24/7 access to primary care, urgent care, and mental health care.
Diathrive Health
- Diabetic Solution: Diathrive makes sure you’re getting the best diabetic care.
Green Imaging
- Affordable Medical Imagining: Make the most informed decision about MRIs, CTs and other imaging procedures.
Detego Health
- Third-Party Administrator: Detego Health acts as an advocate, working to limit the costs of healthcare without sacrificing quality or access to care.
Services
Concierge Services
- Gigcare has Care Guides available at (866) 200-2513 from 7:30 AM – 6:00PM CST to support your every need.
Member Portal
- When you are logged on, you can access your ID cards, view EOBs and claims, download forms, access your plan documents and much more.
Pharmaceutical Advocacy Services
- ScriptAide provides pharmaceutical advocacy services, reducing the financial Burden. Our direct-to-member support services are staffed by pharmaceutical Access Coordinators specialized in helping acquire prescribed medications that may not be covered by your health plan.