When do premiums change?
Answer: Member's premiums will change every January 1st regardless of when the policy goes into effect.
Does GigCare cover specialty drugs?
Answer: No, but members can access specialty drugs through patient assistance programs (PIP) or drug importation from Canada, New Zealand, or Australia.
Once someone passes the health questionnaire, are they covered if a previous condition reoccurs?
Answer: Yes, if they passed the questionnaire and an issue reoccurs after enrolling, they are covered.
Can a business owner elect to cover just themselves and not their employees?
Answer: Yes, the owner can sign up for GigCare even if they choose not to offer it to their employees.
Do you require documentation for 1099 workers?
Answer: No, documentation is not required. The key is that they cannot have another health plan offered by their employer.
Is GigCare a qualified plan?
Answer: Yes, it is a qualified plan.
In what states is GigCare available?
Answer: All states except Oregon, Washington, California, New Hampshire, Minnesota, Hawaii and Vermont