OCI’s Worksite department specializes in insurance plans that are voluntary supplemental plans available through an employer on a payroll deduction basis. These plans allow employees the freedom to choose the benefits they want and need while allowing for ease of payroll deduction. Worksite Insurance Plans are designed to offset health insurance deductibles, out of pocket medical expenses, & loss of income due to an accident or illness. These products are commonly known as Supplemental or Ancillary products.
Worksite Insurance Plans can be made available on a group or individual platform basis. They can be offered at no cost to the employer or with an employer contribution. Voluntary plans are paid for by the employee through payroll deduction and can receive pretax savings by utilizing a Section 125 Cafeteria Plan. Worksite Insurance Plans can be used to compliment, supplement, and/or enhance other benefit type plans offered by the employer.